Josef A. Horter

Of Counsel

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Josef A. Horter is Of Counsel in Bailey & Wyant's Charleston office. He was born in Wheeling, West Virginia. He has experience in trying over 40 jury trials in Federal and State courts in his career. Joe has provided in house training to insurance clients on legal issues arising in the adjustment of claims and has written and spoken on predatory lending litigation for bankruptcy education courses. He has most recently given in house presentations to lenders on the foreclosure process and defaults under the UCC in West Virginia.


  • J.D.– Ohio Northern University
  • B.A.– West Virginia University
  • Economics

Bar Admissions

  • West Virginia State Bar
  • South Carolina State Bar
  • United States District Court for Northern District of WV
  • United States District Court for Southern District of WV
  • United States Court of Appeals 4th Circuit

Practice Areas

  • Commercial Litigation
  • Creditor Bankruptcy Representation
  • Construction Litigation
  • Personal Injury Defense
  • Work Place Injuries
  • Land Slide Litigation
  • Mass Tort Defense


  • Best Lawyers in America ® 2017-2023; Commercial Litigation, Construction Law, Personal Injury Litigation-Defense

Reported Cases

  • Hardwood Group v. LaRocco, 219 W. Va 56, 631 S.E.2d 614 (2006)
  • Landmark Baptist Church v Bhd. Mud. Ins. Co., 199 W.Va, 312, 484 S.E. 2d 195 (1997)
  • Neal v. Marion, 222 W.Va. 380, 664 S. E. 2d 721 (2008)

Community Involvement

  • Baltimore and Ohio Railroad Historical Society
  • Kanawha Valley Railroad Association, Secretary
  • Stepping Stones Canine Foster Rescue Group


  • Challenging Lending Practices in the Origination of a Home Mortgage Loan – WV CLE